Government Sponsored Enterprises

Fannie Mae
Fannie Mae is a private, shareholder-owned company that works to make sure mortgage money is available for people in communities all across America. In 1938, the Federal government established Fannie Mae to expand the flow of mortgage money by creating a secondary market. Fannie Mae was authorized to buy Federal Housing Administration (FHA)-insured mortgages, thereby replenishing the supply of lendable money. In 1968, Fannie Mae became a private company operating with private capital on a self-sustaining basis. Today, Fannie Mae receives no government funding or backing, but the company does operate under a congressional charter that directs us to channel our efforts into increasing the availability and affordability of homeownership for low-, moderate-, and middle-income Americans.
Location: Washington, D.C.
Contact: headquarters@fanniemae.com

Federal Home Loan Bank System
The Federal Home Loan Banks (FHLBanks) are privately owned wholesale banks that provide readily available, low-cost funding, known as advances, and other credit products to over 8,000 stockholder members. FHLB System members include commercial banks, savings institutions, credit unions, and insurance companies. Each member belongs to one of 12 regional FHLBanks.
Location: Washington, D.C.
Contact: FHLBank Contacts

Freddie Mac
Freddie Mac is a stockholder-owned corporation chartered by Congress in 1970 to keep money flowing to mortgage lenders in support of homeownership and rental housing. Freddie Mac purchases single-family and multifamily residential mortgages and mortgage-related securities, which it finances primarily by issuing mortgage pass through securities and debt instruments in the capital markets. By doing so, we ultimately help homeowners and renters get lower housing costs and better access to home financing.
Location: Washington, D.C.
Contact: Submit e-mail