The information below is based solely on information provided to Novogradac & Company LLP by the contact person. To be included in this list, please contact cpas@novoco.com.
| Lender Name / Contact Person |
Loan Type |
Current Rate |
Fees & Points |
Loan Term |
DSCR /
LTV Ratio |
AFL-CIO Housing Investment Trust
Stephanie Wiggins
202.331.8055
202.822.9383 |
Const./Perm./
Fwd. |
1.65-2.10%
OT 2-2.5% OT |
Varies
|
10-30 Yrs. |
1.10
90% |
American Mortgage Acceptance Corporation
Bill Hyman
212.317.5700
212.751.3550
|
Const./Perm./Bridge Taxable |
FNMA-Based |
1%-2% Total |
30/18/24 Mo. Const..
|
1.1
90%, 95%, Bridge
|
Amerisphere Mortgage Finance, LLC
James Vanar 303.832.2721
303.832.2840
|
HUD/FHA--New Construction/Rehabilitation and Permanent Loans |
Varies |
Varies |
Up to 40 yrs.
|
1.11/90% |
Arbor Commercial Mortgage LLC
Matt Norman FNMA
Joseph Donovan FHA
214.800.2683
214.559.7171
617.619.7309
617.557.0109 |
FNMA DUS/Perm./Fwd.
TE/Taxable Bonds
FHA New Const. |
Variable/Fixed/
FNMA/FHA/
Treasury Based or Bond Based |
1%-2% |
10-30 FNMA; 40 FHA |
1.11-1.20
75%-90% |
Boston Capital Finance
Bill Fazzano
Sean Curry
617.624.8711
617.624.8932
617.523.8999 |
Const./Perm.
|
Fixed at a 270 basis point spread over the 10 yr. Treasury with a floor of 6.5% |
Varies |
2 Yrs. Const.;
18 Yrs. Perm.;
30 Yrs. Amort.
|
1.15 min.
85% max. |
CA Housing Finance Agency
Laura Whittall-Scherfee
916.327.2588
916.327.5115 |
Call for Information |
Call for Information |
Call for Information |
Call for Information |
Call for Information |
Centerline Capital Group
Justin Ginsberg
212.521.6369
212.593.5794 |
TE/Const./Perm./Taxable/FNMA DUS/Freddie |
Variable/Fixed |
Varies |
Min. 10-Comp. Period +3
5/30 |
1.20-
1.25
80%-90% max. |
Citi Community Capital
Steven Fayne
415.627.6474
415.445.9965 |
Const./Perm./TEBs/Forward Commitments |
Variable/Fixed |
Varies |
Up to 36 Mo.; Up to 30 Yrs. |
1.15
Up to 90% |
Citizens Union Bank
Billie Wade
Brad Snider
Steve Hornback
Tammy Thomas
866.633.4450
502.647.5151 |
Const./Perm./TE |
Variable/Fixed |
1%-2% |
2 Yrs.; 16 Yrs.; 30 Yr. Amort. |
1.10-1.20
80%-90% |
CWCapital
Donald King
Ellen Kantrowitz
781.707.9494
781.707.9309 |
FNMA DUS/FHA/Freddie |
Based on Market Conditions |
1%-2% |
30-40 Year Amort. |
1.1
N/A |
|
Davis-Penn Mortgage Co.
Ray Landry
Carl Ogden
281.481.2400
281.481.3250
281.481.2425 |
Const./Perm.; 221(d)4 & 223(f)
|
Fixed |
2% Origination |
35-40 Yrs. |
221(d)4: 1.10
223(f): 1.15
221(d)4: 90%
223(f): 85% |
Deutsche Bank Berkshire Mortgage
Jeff Day
Steve Wendel
949.754.6392
949.754.6300
617.722.5101
617.556.8170 |
Fannie Mae/Freddie Mac/FHA Perm./Const./Rehab/Fwd Commitments LIHTC/TEB and Taxable Financings/Sec. 8/Sec. 236 IRP Decouplings/HOPE VI
|
Fixed/Adjustable |
Varies
|
Fannie Mae/Freddie Mac-5-30 Yrs.
FHA-30-40 Yrs.
|
Varies
|
Enterprise Community Investment Inc.
Lamar Seats
Jesse Alfriend
Gary Alex
410.772.6019
410.772.2570
678.775.6780 x1842
410.715.9872 |
FNMA/FHA/USDA/Bonds |
Variable/Fixed |
Varies |
5-40 Yrs. |
1.11 Min.
90% Max. |
Grandbridge Real Estate Capital
Phil Melton
Karen Dubrosky
Cindy Hannon
972.385.6005
972.385.1938
678.244.9529 |
FNMA DUS/ Freddie Mac/FHA/Perm./Fwd./TE/Taxable |
FHA or FNMA Based;
Treasury- or Bond-Based;
Variable and Fixed |
Varies |
10-40 Yrs. |
1.10-1.20
80%-90% |
Greystone Servicing Corporation Inc.
Betsy Vartanian-FHA,
Billy Posey-Fannie Mae,
Steve Germano-Bridge
540.428.7207
901.399.7722
|
Fannie Mae and FHA Programs, Taxable and Tax Exempt, Bond Credit Enhancement |
Treasury Based |
Varies |
5-30 Yrs.
Fannie Mae, 35-40 Yrs. FHA |
1.11 minimum
75%-90% |
|
Kasper Mortgage Capital
Tom Kasper
804.285.3900
804.285.3977 |
FNMA DUS/TE/Taxable
|
Variable/Fixed/FNMA-Based |
1%-2% |
18-30 Yrs. |
1.10 x mins.
90% max |
KeyBank
Dave Shillington
Bruce Minchey
214.540.9150
214.540.9143 |
Const.+L/C/
Perm./
Fwd. Rt. Lk/
Tax-Exempt
Fixed Rate, FNMA, FhLMC, FHA |
Variable
Fixed Rate
FNMA, FhLMC and FHA |
1%-3% |
18-36 Mos.
15-18 Yr. term
30/40 Yrs. Amrt. |
1.15-1.20
80%-90% |
Lancaster Pollard Mortgage Company
Nick Gesue
Brian Pollard
614.224.8804
614.224.8805
| FHA/FNMA/USDA/TEB
Const./Rehab/Perm./Forwards
|
Treasury Based Fixed Rate (subject to market) |
1-3% |
Up to 40 Yrs. |
> or = 1.05
< or = 95% |
Massachusetts Housing Partnership
David P. Rockwell
617.330.9955
617.330.1919
|
Perm.
(MA only) |
Highly Competitive Fixed Rates
|
1% to 1.5%
|
Up to 20 Yrs.
30 Yr. Amrt. |
1.10
85% max. |
PNC Multifamily Capital
Mark S. Ragsdale
415.733.1533
415.733.1555 |
Const/Perm/TE//Taxable/Private Placing
|
FNMA/Fixed/FHA SWAP/Freddie/Treasury-Based |
Varies |
12-36 Mo. or Up to 40 Yrs. |
1.10-1.20
80%-90% |
Prudential Huntoon Paige Associates, Limited
Marie Head
888.263.6800
303.925.1636 |
HUD/FHA New Construction/ Rehabilitation and Permanent Loans |
FHA-Treasury-based fixed-rate (subject to market) |
Varies |
Up to 40 Yrs. |
1.11
90% |
Prudential Mortgage Capital Company
Paige Warren
703.610.1340
703.610.1405 |
Acq/Rehab./New Const./FNMA/Freddie/Mezz./Bridge |
Variable/Fixed |
Varies |
18-33 Yrs.
Up to 40-Yr. Amort. |
1.15-1.25
90% |
|
RBC Capital Markets
Helen Feinberg
727.895.8892
727.895.8895 |
Tax Exempt Bond Financing |
Variable/Fixed |
Varies |
1-40 Yrs. |
1.15+
75%-
90% |
|
Red Capital Group
Tracy Peters
614.857.1656
614.857.9758 |
Const./Perm./FNMA DUS/FHA 221(d), 223(f) |
Variable/Fixed |
1%-2% |
Up to 30 Mo.;
Up to 40 Yrs. |
As low as 1.10x
Up to 97% |
Red Stone Partners
Jim Gillespie
212.277.6421
212.277.6433 |
Const./Perm./TE/Mezz./FHA Program |
Variable/Fixed |
Varies |
30-40 Yr. Amort. |
1.10- 1.20
90% |
|
Sutter Securities Inc.
Jerry Yoachum
415.362.0706
415.981.2003 |
Tax-Exempt Bond Financing |
Tax-Exempt Rate |
Varies |
10-30 Yrs. |
1.15-1.30
75%-90% |
Stearns Bank N.A.
Steve Domine
Dave Feriancek
800.320.7262
320.202.6132
320.258.4810
320.258.4845 |
Const./Perm. |
Variable/Fixed |
Varies/1% |
Up to 24 Mo.
15/30 Yrs. |
None/
1.15
75%-100%/Up to 90% |
US Bank
Sarah Archibald
David Castricano
John Chan
David Larsen
303.585.8937
503.275.3387
916.556.4424
612.303.3663
|
Construction/
Perm/LCs/Direct Purchase Tax-exempt |
Fixed/Variable |
.75-1.75 |
Up to 30 years |
1.15
85% |
|
Wachovia/First Union
Paul Buckland
Pete Ten Eyck
Rick Davis
704.383.9705
704.383.9481
|
Const. |
LIBOR Based |
Varies |
24 Mo. |
N/A
N/A |
Wells Fargo Bank
Margaret Schrand
John Epstein
Tonya Stockton
415.396.0730
501.866.2587
213.614.2501
415.392.1839 |
Const./Perm./Bridge/TE/Taxable/L/C's/Credit Enhancements |
Variable/Fixed |
1%- 2% |
12/36 Mo.; 15/30 Yrs. |
1.15
80%-85% |
