1999 Applicable Federal Rates

December

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)5.74%5.66%5.62%5.59%
Mid-term (>3 yrs <9 yrs)6.20%6.11%6.06%6.03%
Long-term (>9 yrs)6.47%6.37%6.32%6.29%

November

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)5.57%5.49%5.45%5.43%
Mid-term (>3 yrs <9 yrs)6.08%5.99%5.95%5.92%
Long-term (>9 yrs)6.39%6.29%6.24%6.21%

October

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)5.54%5.47%5.43%5.41%
Mid-term (>3 yrs <9 yrs)6.02%5.93%5.89%5.86%
Long-term (>9 yrs)6.31%6.21%6.16%6.13%

September

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)5.42%5.35% %5.31%5.29%
Mid-term (>3 yrs <9 yrs)5.98%5.89%5.85%5.82%
Long-term (>9 yrs)6.25%6.16%6.11%6.08%

August

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)5.43%5.36%5.32%5.30%
Mid-term (>3 yrs <9 yrs)5.96%5.87%5.83%5.80%
Long-term (>9 yrs)6.23%6.14%6.09%6.06%

July

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)5.32%5.25%5.22%5.19%
Mid-term (>3 yrs <9 yrs)5.82%5.74%5.70%5.67%
Long-term (>9 yrs)6.10%6.01%5.97%5.94%

June

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.98%4.92%4.89%4.87%
Mid-term (>3 yrs <9 yrs)5.37%5.30%5.27%5.24%
Long-term (>9 yrs)5.79%5.71%5.67%5.64%

May

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.90%4.84%4.81%4.79%
Mid-term (>3 yrs <9 yrs)5.22%5.15%5.12%5.10%
Long-term (>9 yrs)5.66%5.58%5.54%5.52%

April

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.99%4.93%4.90%4.88%
Mid-term (>3 yrs <9 yrs)5.28%5.21%5.18%5.15%
Long-term (>9 yrs)5.67%5.59%5.55%5.53%

March

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.67%4.62%4.59%4.58%
Mid-term (>3 yrs <9 yrs)4.83%4.77%4.74%4.72%
Long-term (>9 yrs)5.30%5.23%5.20%5.17%

February

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.62%4.57%4.54%4.53%
Mid-term (>3 yrs <9 yrs)4.71%4.66%4.63%4.62%
Long-term (>9 yrs)5.24%5.17%5.14%5.12%

January

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.57%4.52%4.49%4.48%
Mid-term (>3 yrs <9 yrs)4.64%4.59%4.56%4.55%
Long-term (>9 yrs)5.21%5.14%5.11%5.09%