2001 Applicable Federal Rates

December

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)2.48%2.46%2.45%2.45%
Mid-term (>3 yrs <9 yrs)3.97%3.93%3.93%3.90%
Long-term (>9 yrs)5.05%4.99%4.96%4.94%

November

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)2.73%2.71%2.70%2.69%
Mid-term (>3 yrs <9 yrs)4.13%4.09%4.07%4.06%
Long-term (>9 yrs)5.31%5.24%5.21%5.18%

October

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.58%3.55%3.53%3.52%
Mid-term (>3 yrs <9 yrs)4.59%4.54%4.51%4.50%
Long-term (>9 yrs)5.39%5.32%5.29%5.26%

September

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.82%3.78%3.76%3.75%
Mid-term (>3 yrs <9 yrs)4.82%4.76%4.73%4.71%
Long-term (>9 yrs)5.57%5.49%5.45%5.43%

August

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.94%3.90%3.88%3.87%
Mid-term (>3 yrs <9 yrs)4.99%4.93%4.90%4.88%
Long-term (>9 yrs)5.72%5.64%5.60%5.57%

July

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.07%4.03%4.01%4.00%
Mid-term (>3 yrs <9 yrs)5.12%5.06%5.03%5.01%
Long-term (>9 yrs)5.82%5.74%5.70%5.67%

June

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.15%4.11%4.09%4.08%
Mid-term (>3 yrs <9 yrs)5.02%4.96%4.93%4.91%
Long-term (>9 yrs)5.75%5.67%5.63%5.60%

May

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.25%4.21%4.19%4.17%
Mid-term (>3 yrs <9 yrs)4.77%4.71%4.68%4.66%
Long-term (>9 yrs)5.43%5.36%5.32%5.30%

April

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.63%4.58%4.55%4.54%
Mid-term (>3 yrs <9 yrs)4.94%4.88%4.85%4.83%
Long-term (>9 yrs)5.43%5.36%5.32%5.30%

March

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.86%4.80%4.77%4.75%
Mid-term (>3 yrs <9 yrs)5.07%5.01%4.98%4.96%
Long-term (>9 yrs)5.58%5.50%5.46%5.44%

February

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)5.18%5.11%5.08%5.06%
Mid-term (>3 yrs <9 yrs)5.07%5.01%4.98%4.96%
Long-term (>9 yrs)5.48%5.41%5.37%5.35%

January

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)5.90%5.82%5.78%5.75%
Mid-term (>3 yrs <9 yrs)5.61%5.53%5.49%5.47%
Long-term (>9 yrs)5.78%5.70%5.66%5.63%