2005 Applicable Federal Rates

December

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.34%4.29%4.27%4.25%
Mid-term (>3 yrs <9 yrs)4.52%4.47%4.45%4.43%
Long-term (>9 yrs)4.79%4.73%4.70%4.68%
 

November

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)4.04%4.00%3.98%3.97%
Mid-term (>3 yrs <9 yrs)4.23%4.19%4.17%4.15%
Long-term (>9 yrs)4.57%4.52%4.49%4.48%
 

October

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.89%3.85%3.83%3.82%
Mid-term (>3 yrs <9 yrs)4.08%4.04%4.02%4.01%
Long-term (>9 yrs)4.40%4.35%4.33%4.31%
 

September

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.90%3.86%3.84%3.83%
Mid-term (>3 yrs <9 yrs)4.19%4.15%4.13%4.11%
Long-term (>9 yrs)4.52%4.47%4.45%4.43%
 

August

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.58%3.55%3.53%3.52%
Mid-term (>3 yrs <9 yrs)3.92%3.88%3.86%3.85%
Long-term (>9 yrs)4.33%4.28%4.26%4.24%
 

July

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.45%3.42%3.41%3.40%
Mid-term (>3 yrs <9 yrs)3.86%3.82%3.80%3.79%
Long-term (>9 yrs)4.35%4.30%4.28%4.26%
 

June

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.46%3.43%3.42%3.41%
Mid-term (>3 yrs <9 yrs)4.01%3.97%3.95%3.94%
Long-term (>9 yrs)4.57%4.52%4.49%4.48%
 

May

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.54%3.51%3.49%3.48%
Mid-term (>3 yrs <9 yrs)4.28%4.24%4.22%4.22%
Long-term (>9 yrs)4.83%4.77%4.74%4.72%
 

April

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.35%3.32%3.31%3.30%
Mid-term (>3 yrs <9 yrs)4.09%4.05%4.03%4.02%
Long-term (>9 yrs)4.68%4.63%4.60%4.59%
 

March

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)3.08%3.06%3.05%3.04%
Mid-term (>3 yrs <9 yrs)3.83%3.79%3.77%3.76%
Long-term (>9 yrs)4.52%4.47%4.45%4.43%
 

February

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)2.92%2.90%2.89%2.88%
Mid-term (>3 yrs <9 yrs)3.83%3.79%3.77%3.76%
Long-term (>9 yrs)4.72%4.67%4.64%4.63%

 

January

Period for Compounding

Annual

Semiannual

Quarterly

Monthly

Short-term (<3 yrs)2.78%2.76%2.75%2.74%
Mid-term (>3 yrs <9 yrs)3.76%3.73%3.71%3.70%
Long-term (>9 yrs)4.76%4.70%4.67%4.65%