Comment Letters about 2022 CRA Joint Notice of Proposed Rulemaking

On May 5, 2022, the Department of the Treasury, the Federal Reserve Board, and the Federal Deposit Insurance Corporate issued a joint notice about proposed Community Reinvestment Act (CRA) rulemaking. The public was invited to offer comment about how CRA activities qualify for consideration, where CRA activities are considered, and how CRA activities are evaluated. Comments were accepted until August 5, 2022.

The following comments are representative documents and reports submitted in response to the proposed rulemaking. For the full set of comments, please visit Docket ID OCC-2022-0002.

A Call To Invest in Our Neighborhoods (ACTION) Campaign
August 5, 2022

AdventHealth
August 5, 2022

Affordable Housing Investor’s Council (AHIC)
August 5, 2022

Affordable Housing Tax Credit Coalition (AHTCC)
August 5, 2022

Alliant Capital
August 5, 2022

American Bankers Association and others
August 5, 2022

AmPac Business Capital
August 5, 2022

California Coalition for Community Investment (CCCI)
August 5, 2022

California Community Land Trust Network (CACLTN)
August 5, 2022

Carolina Small Business Development Fund (CSBDF)
August 5, 2022

Center Creek Capital Group
August 5, 2022

Center for Responsible Lending (CRL) and Center for Community Self-Help
August 5, 2022

Community Housing Capital
August 5, 2022

Community Reinvestment Fund
August 5, 2022

Connecticut Green Bank
August 5, 2022

Consortium for Constituents with Disabilities (CCD)
August 5, 2022

Devotion USA
August 5, 2022

Enterprise Community Partners (Enterprise)
August 5, 2022

Fair Housing Center
August 5, 2022

Housing Assistance Council (HAC)
August 5, 2022

Housing Partnership Network (HPN)
August 5, 2022

Inclusive Communities Project
August 5, 2022

JPMorgan Chase
August 5, 2022

Kansas Bankers Association
August 5, 2022

Lincoln Avenue Capital (LAC)
August 5, 2022

LIHTC Working Group
August 5, 2022

Local Initiatives Support Corporation (LISC)
August 5, 2022

Mortgage Bankers Association (MBA)
August 5, 2022

National Association of Affordable Housing Lenders (NAAHL)
August 5, 2022

National Association of Home Builders (NAHB)
August 5, 2022

National Association of State and Local Equity Funds (NASLEF)
August 5, 2022

National Housing & Rehabilitation Association (NH&RA)
August 5, 2022

National Bankers Association
August 5, 2022

National Council of State Housing Agencies (NCSHA)
August 5, 2022

National Disability Institute
August 5, 2022

National Housing Conference (NHC)
August 5, 2022

National Housing Resource Center (NHRC)
August 5, 2022

National Low Income Housing Coalition (NLIHC)
August 5, 2022

NeighborWorks Southern Colorado
August 5, 2022

NewFirst National Bank
August 5, 2022

New Jersey Urban Mayors Association (NJUMA)
August 5, 2022

NHTC Working Group
August 5, 2022

NMTC Working Group
August 5, 2022

Ohio Bankers League (OBL)
August 5, 2022

Preservation of Affordable Housing, Inc. (POAH)
August 5, 2022

Purpose Built Communities
August 5, 2022

Sierra Club
August 5, 2022

The Greenlining Institute
August 5, 2022

Opportunity Finance Network (OFN)
August 5, 2022

OZ Working Group
August 5, 2022

Stewards of Affordable Housing for the Future (SAHF)
August 5, 2022

UMB Bank
August 5, 2022

UnidosUS
August 5, 2022

Various National Housing Associations
Council for Affordable and Rural Housing, Institute of Real Estate Management, Manufactured Housing Institute, National Affordable Housing Management Association, National Apartment Association, National Association of Affordable Housing Lenders, National Association of Housing Cooperatives, National Leased Housing Association, National Multifamily Housing Council
August 5, 2022

Woodforest National Banks
August 5, 2022

Working Solutions Capital
August 5, 2022

Accion Opportunity Fund
August 4, 2022

African American Alliance of CDFI CEOs and Pacific Community Ventures
August 4, 2022

Alameda County Community Food Bank
August 4, 2022

Americans for Financial Reform
August 4, 2022

Americans for Financial Reform Educational Fund
August 4, 2022

Americans for Financial Reform Education Fund, The Greenlining Institute, and Public Citizen, et al.
August 4, 2022

Autistic Women & Nonbinary Network (AWN) and Autistic People of Color Fund
August 4, 2022

Bradesco BAC Florida Bank
August 4, 2022

CDFI Coalition
August 4, 2022

Ceres
August 4, 2022

City and County of San Francisco and the City of Oakland
August 4, 2022

City of New York Office of the Comptroller
August 4, 2022

City National Bank of West Virginia
August 4, 2022

Community Action Agencies
August 4, 2022

Community Housing Improvement Program (CHIP)
August 4, 2022

Community Vision
August 4, 2022

CRA Arizona Coalition
August 4, 2022

CRE Finance Council
August 4, 2022

Detroit Disability Power (DDP)
August 4, 2022

FirstCapital Bank of Texas
August 4, 2022

First National Bank
August 4, 2022

Greater Jamaica Development Corporation (GJDC)
August 4, 2022

Greater Rochester Community Reinvestment Coalition (GRCRC)
August 4, 2022

Housing Opportunities Made Equal (HOME)
August 4, 2022

Housing Policy Council
August 4, 2022

IntraFi Network LLC
August 4, 2022

Jefferson Street Center
August 4, 2022

Karen P. Tucker
August 4, 2022

Linc Housing
August 4, 2022

Michigan State Housing Development Authority
August 4, 2022

Montgomery Bank
August 4, 2022

Mount Washington Community Development Corporation (MWCDC)
August 4, 2022

National Council on Agricultural Life and Labor Research Fund
August 4, 2022

National Housing Trust (NHT)
August 4, 2022

NeighborWorks America
August 4, 2022

NeighborWorks Laredo
August 4, 2022

NeighborWorks Northeastern Pennsylvania (NWNEPA)
August 4, 2022

NeighborWorks Salt Lake
August 4, 2022

New Markets Tax Credit Coalition
August 4, 2022

Northwest Bank
August 4, 2022

Nueva Esperanza, Inc.
August 4, 2022

Over-the-Rhine Community Housing
August 4, 2022

People’s Action
August 4, 2022

RespectAbility
August 4, 2022

Solar Energy Industries Association (SEIA)
August 4, 2022

South Dallas/Fair Park lnnercity Community Development Corporation (ICDC)
August 4, 2022

TechEquity Collaborative
August 4, 2022

The NRP Group
August 4, 2022

Transform Finance
August 4, 2022

United Bank
August 4, 2022

Virginia Environmental Justice Collaborative (VEJC)
August 4, 2022

Arnold&Porter
August 3, 2022

Associated Churches of Fort Wayne and Allen County
August 3, 2022

Bank First N.A.
August 3, 2022

BankSouth
August 3, 2022

Center for Healing & Hope
August 3, 2022

Consumers Council of Missouri
August 3, 2022

CREA, LLC
August 3, 2022

First Arkansas Bank & Trust
August 3, 2022

Genesee Co-op Federal Credit Union
August 3, 2022

Georgia Bankers Association
August 3, 2022

GNBank
August 3, 2022

GROW South Dakota
August 3, 2022

HDC MidAtlantic
August 3, 2022

Initiative for a Competitive Inner City (ICIC)
August 3, 2022

Lafayette Neighborhood Housing Services, Inc. dba HomesteadCS
August 3, 2022

Metropolitan Consortium of Community Developers (MCCD)
August 3, 2022

Michigan Bankers Association (MBA)
August 3, 2022

Minnesota Bankers Association (MBA)
August 3, 2022

National Association for Latino Community Asset Builders (NALCAB)
August 3, 2022

National Community Reinvestment Coalition (NCRC)
August 3, 2022

Native American Finance Officers Association (NAFOA)
August 3, 2022

PathStone Enterprise Center, Inc. (PECI)
August 3, 2022

Pennsylvania Assistive Technology Foundation
August 3, 2022

Reinvestment Partners (RP)
August 3, 2022

RUNWAY
August 3, 2022

RUPCO
August 3, 2022

Rural Housing Coalition of New York
August 3, 2022

SDS Capital Group
August 3, 2022

Self-Help Enterprises (SHE)
August 3, 2022

Sound Community Bank
August 3, 2022

South Bend Heritage
August 3, 2022

The Arc Minnesota
August 3, 2022

The Housing Partnership
August 3, 2022

Upstart
August 3, 2022

American Community Bank & Trust
August 2, 2022

Attorney General, State of Colorado
August 2, 2022

Bank of Labor
August 2, 2022

DreamKey Partners, Inc.
August 2, 2022

Faith & Community Empowerment (FACE)
August 2, 2022

Financial Institutions, Entrepreneur Support Organizations, and Other Cooperatives Stakeholders
August 2, 2022

Fifth Ward Community Redevelopment Corporation (CRC)
August 2, 2022

Healthcare Anchor Network (HAN)
August 2, 2022

People's Self-Help Corporation
August 2, 2022

Piedmont Housing Alliance
August 2, 2022

Poverty and Race Research Action Council (PRRAC)
August 2, 2022

Rural Neighborhoods
August 2, 2022

Texas National Bank
August 2, 2022

Urban Institute (Housing Finance Policy Center)
August 2, 2022

ACCESSbank
August 1, 2022

City and County of San Francisco
August 1, 2022

Community Housing Development Corporation of North Richmond (CHDC)
August 1, 2022

Corporation for Supportive Housing (CSH)
August 1, 2022

First National Bank of Texas
August 1, 2022

Florida Business Development Corporation (FBDC)
August 1, 2022

Housing Resources of Western Colorado
August 1, 2022

Iowa Community Capital (ICC)
August 1, 2022

Local Progress
August 1, 2022

Lower East Side People’s Federal Credit Union (LESPFCU)
August 1, 2022

Lower Marshall-Shadeland Development Initiative (LMSDI)
August 1, 2022

Main Street Alliance
August 1, 2022

Massachusetts Affordable Housing Alliance (MAHA)
August 1, 2022

Massachusetts Association of Community Development Corporations
August 1, 2022

Massachusetts Communities Action Network (MCAN)
August 1, 2022

Metropolitan Milwaukee Fair Housing Council (MMFHC)
August 1, 2022

National Disability Finance Coalition (NDFC)
August 1, 2022

Native Community Capital
August 1, 2022

Neighborhood Development Services
August 1, 2022

Neighborhood Housing Services of Los Angeles County (NHS)
August 1, 2022

Social Justice and Peacemaking Ministry Unit of College Hill Community Church of Dayton, Ohio
August 1, 2022

Tube City Renaissance
August 1, 2022

Westside Housing Organization
August 1, 2022

Neighborhood Finance Corporation (NFC)
July 31, 2022

Southern Dallas Progress Community Development Corporation (SDPCDC)
July 31, 2022

Arvest Bank
July 29, 2022

MidFirst Bank
July 29, 2022

Senior Housing Crime Prevention Foundation
July 29, 2022

Steven A. Zecola
July 29, 2022

The Commonwealth Companies
July 29, 2022

Association of Military Banks of America (AMBA)
July 28, 2022

Bay Colony Development Corp.
July 28, 2022

California Association of Microenterprise Opportunity (CAMEO)
July 28, 2022

Community First
July 28, 2022

Consumer Action
July 28, 2022

Eugene A. Ludwig
July 28, 2022

Momentus Capital
July 28, 2022

Avenue
July 27, 2022

Florida Alliance for Community Solutions, Inc. (Alliance)
July 27, 2022

Independent Bankers Association of Texas (IBAT)
July 27, 2022

Norway Savings Bank
July 27, 2022

Washington Housing Initiative Impact Pool
July 25, 2022

Port Gamble S'Klallam Tribe
July 25, 2022

The Inland Empire Latino Coalition
July 25, 2022

Council of Asian American Business Associations of CA (CAABA)
July 22, 2022

Ohio CDC Association (OCDCA)
July 22, 2022

Cities for Financial Empowerment Fund (CFE Fund)
July 21, 2022

Lee J. Peterson, Esq.
July 20, 2022

Kentucky Bankers Association (KBA)
July 15, 2022

Ben Franklin Technology Partners
July 13, 2022

Neighborhood Housing Service of Queens CDC
July 13, 2022

Wharton School
July 13, 2022

GeoDataVision
June 15, 2022

Banking Trade Associations
May 31, 2022

 

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