CRA Guidance

Joint Notice of Proposed Rulemaking and Request for Comment
Department of the Treasury, Federal Reserve Board, Federal Deposit Insurance Corporation, May 5, 2022

Press Release
Fact Sheet on the Community Reinvestment Act ANPR
Statement by Chair Jerome H. Powell
Statement by Governor Lael Brainard
Statement by Vice Chair Richard H. Clarida
Statement by Vice Chair for Supervision Randal K. Quarles
Statement by Governor Michelle W. Bowman
Speech by Governor Lael Brainard
Sep. 21, 2020

List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies
June 24, 2020

OCC Community Reinvestment Act Final Rule
May 20, 2020

Statement by FDIC Chairman Jelena McWilliams on the CRA Joint Proposed Rulemaking
May 20, 2020

News Release 2020-63: OCC Finalizes Rule to Strengthen and Modernize Community Reinvestment Act Regulations
May 20, 2020

List of Qualifying CRA Activities
May 20, 2020

The Federal Reserve Board, the FDIC, and the Office of the Comptroller of the Currency Joint Statement on CRA Consideration for Activities in Response to the COVID-19
March 19, 2020

FDIC and OCC Announce 30-day Extension of Comment Period for Proposed Changes to Community Reinvestment Act Rules
February 19, 2020

Joint Notice of Proposed Rulemaking: Community Reinvestment Act Regulations
January 9, 2020

Strengthening the Community Reinvestment Act by Staying True to Its Core Purpose
January 8, 2020

Joint Final Rule Community Reinvestment Act Regulations
December 30, 2019

Notice of Proposed Rulemaking Community Reinvestment Act
December 12, 2019

Community Reinvestment Act Fact Sheet

Summary of Proposal to Modernize Community Reinvestment Act Rules

Draft Community Reinvestment Act Regulations
December 20, 2018

Community Reinvestment Act Regulations
January 19, 2017

Community Reinvestment Act Information
U.S. Treasury Department

Memorandums

Memorandum for the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation
April 3, 2018

Newsletters

Community Development Investments: “Preserving Affordable Housing: Innovative Partnerships”
March 2017

Notices

Advanced Notice of Proposed Rulemaking: Reforming the Community Reinvestment Act Regulatory Framework
Office of the Comptroller of the Currency, August 28, 2018

Press Release: OCC Seeks Comments on Modernizing Community Reinvestment Act Regulations

Interagency Statement on CRA Consideration for Community Development Activities the U.S. Virgin Islands and Puerto Rico Following Hurricane Maria
Office of the Comptroller of the Currency, January 25, 2018

Notice: Interagency Questions and Answers Regarding Community Reinvestment
Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance Corporation (FDIC); Office of Thrift Supervision, Treasury (OTS)
September 8, 2014

Notice: Adoption of the Interagency Questions and Answers Regarding Community Reinvestment
Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance Corporation (FDIC); Office of Thrift Supervision, Treasury (OTS)
November 15, 2013

Bulletins

OCC Bulletin 2021-50: Regarding Notice of Proposed Rulemaking to Rescind the OCC's June 2020 CRA Rule
Oct. 26, 2021

OCC Bulletin 2021-50a: Frequently Asked Questions Regarding Notice of Proposed Rulemaking to Rescind the OCC’s June 2020 CRA Rule
Oct. 26, 2021

OCC Bulletin 2021-24: Community Reinvestment Act: Implementation of the June 2020 Final Rule
May 18, 2021

OCC Bulletin 2021-5: Community Reinvestment Act: Bank Type Determinations, Distressed and Underserved Areas, and Banking Industry Compensation Provisions of the June 2020 CRA
January 29, 2021

OCC Bulletin 2019-40: Guidelines for Requesting Designation as a Wholesale, Limited Purpose or Special Purpose Bank
July 31, 2019

OCC Bulletin 2018-17: Supervisory Policy and Processes for Community Reinvestment Act Performance Evaluations
June 15, 2018

PPM 6300-2, Community Reinvestment Act: Impact of CRA Ratings on Licensing Applications
November 8, 2017

OCC Bulletin 2016-37: OCC's New System for Licensing and Public Welfare Investment Filings
January 17, 2017

OCC Bulletin 2016-8: Interagency Advisory on the Use of Evaluations in Real Estate-Related Financial Transactions
Office of the Comptroller of the Currency, Treasury (OCC)
March 4, 2016

OCC Bulletin 2006-6: Community Reinvestment Act and Hurricanes Katrina and Rita
Office of the Comptroller of the Currency, Treasury (OCC)
February 9, 2006

Performance Evaluations

Other Guidance and Resources

Congress Members' Letter to Heads of Fed, OCC, FDIC about CRA Reform
Oct. 4, 2019

2019 List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies
Effective June 1, 2019

Source Information and Methodology

Findings from Analysis of Nationwide Summary Statistics for 2017 Community Reinvestment Act Data Fact Sheet
Federal Deposit Insurance Corporation, October 2018

Data Tables

Liquidity Coverage Ratio Rule: Treatment of Certain Municipal Obligations as High-Quality Liquid Assets
August 22, 2018

2018 List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies
June 25, 2018

Letter to the Agencies on CRA Reform
May 25, 2018

Annual CRA Asset-Size Threshold Adjustments 2018
December 21, 2018

2017 List of Distressed or Underserved Nonmetropolitan Middle-Income Geographies
June 21, 2017

Annual CRA Asset-Size Threshold Adjustments
December 29, 2016

Remarks at the National Association of Affordable Housing Lenders Policy and Practice Conference
December 1, 2016

Report to the Congress and the Financial Stability Oversight Council Pursuant to Section 620 of the Dodd-Frank Act
Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation, Office of the Comptroller of the Currency
September 8, 2016

OCC Community Developments Investments
June 2016

Large Institution CRA Examination Procedures
Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the Federal Reserve System (Board); Federal Deposit Insurance Corporation (FDIC)
April 18, 2014

Community Development Investment Letter #2008-1: Investment in Fund for Solar Energy Producing Facilities
July 31, 2008

Proposed Revisions to the Interagency Questions and Answers Regarding Community Reinvestment
Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the Federal Reserve System; and Federal Deposit Insurance Corporation (FDIC)
July 11, 2007

OTS Questions and Answers Regarding the Community Reinvestment Act
Office of Thrift Supervision (OTS), April 12, 2006

Interagency Questions and Answers Regarding Community Reinvestment
Office of the Comptroller of the Currency, Treasury (OCC); Board of Governors of the Federal Reserve System; and Federal Deposit Insurance Corporation (FDIC)
March 2, 2006

OCC Community Development Investment Letter #2004-3: National Bank May Invest in a CDE formed under the NMTC program which acquires real estate loan made to QALICB

OCC Interpretive Letter # 996: National Bank is Authorized to Acquire Non-controlling Interest in an LLC that Generates NMTCs
July 6, 2004

Compliance Corner: Expanding Your CRA Reach with CD Banks and CDFIs
Summer 2004

Legal Authority for National Bank Investments in Subsidiary Community Development Entities and NMTCs
Summer 2004

OCC Interpretive Letter # 984: Treatment of NMTC investments under CRA
December 17, 2003

Equity Equivalent Investments
Community Investments Newsletter, Volume 14; No. 1; March, 2002

CRA Guidance

Memorandums

Newsletters

Notices

Bulletins

Performance Evaluations

2023

2022

2021

2020

2019

2018

2017

Other Guidance and Resources

Notes from Novogradac

Podcast Episodes

Journal of Tax Credits Articles

Learn more about Novogradac's expertise and many services.