Comment Letters and Testimony
Responses to Rulemaking Notices
General Comment Letters
Letter to Senator Brown Regarding the Interagency Initiative to Modernize the Regulatory Framework Implementing the Community Reinvestment Act
November 13, 2019
Warner Letter Urging Bank Regulators to Strengthen Credit Access for Low-Income Communities
May 25, 2018
September 2014: Interagency Questions and Answers Regarding Community Reinvestment, Docket OCC–2014–0021
LIHTC Working Group Comment Letter on the Proposed Changes to the Interagency Q&A Regarding Community Reinvestment
LIHTC Working Group, November 10, 2014
NMTC Working Group Comment Letter on the Proposed Changes to the Interagency Q&A Regarding Community Reinvestment
NMTC Working Group, November 10, 2014
Sign-On Letter on the Proposed Changes to the Interagency Q&A Regarding Community Reinvestment
National Trust for Historic Preservation, November 4, 2014
Letter To Members of the FFIEC Requesting Clarification of OCC Policies Concerning Bank Investments in Multi-Investor, Multi-State Funds
Community Development Organizations, December 15, 2009
Addendum: Organization Profiles
Responses to Rulemaking Notices
May 2022: Joint Notice of Proposed Rulemaking
The public was invited to offer comment about how CRA activities qualify for consideration, where CRA activities are considered, and how CRA activities are evaluated.
September 2021: Community Reinvestment Act Regulations, Final Community Reinvestment Act (CRA) rule
The Comptroller of the Currency adopted a final Community Reinvestment Act (CRA) rule that is based largely on the 1995 CRA rules.
OZ Working Group Letter to OCC about Docket ID OCC-2021-0014 (Community Reinvestment Act Regulations)
Oct. 29, 2021
NMTC Working Group Letter to OCC about Docket ID OCC-2021-0014 (Community Reinvestment Act Regulations)
Oct. 29, 2021
LIHTC Working Group Letter to OCC about Docket ID OCC-2021-0014 (Community Reinvestment Act Regulations)
Oct. 29, 2021
September 2020: Advanced Notice of Proposed Rulemaking (ANPR) on Reforming the Community Reinvestment Act Regulatory Framework
The Board of Governors of the Federal Reserve System requested public input regarding modernizing the Board's Community Reinvestment Act regulatory and supervisory framework.
Opportunity Zones Working Group Letter to Federal Reserve Board about CRA Advance Notice of Proposed Rulemaking Docket No. R-1723 and RIN 7100-AF94
February 16, 2021
January 2020: Joint Notice of Proposed Rulemaking
The Office of the Comptroller of the Currency and the Federal Deposit Insurance Corporation proposed rule would strengthen the CRA regulations by clarifying which activities qualify for CRA credit, updating where activities count for CRA credit, creating a more transparent and objective method for measuring CRA performance, and providing for more transparent, consistent, and timely CRA-related data collection, recordkeeping, and reporting.
A.C.T.I.O.N. Campaign Comment Letter
April 8, 2020
Enterprise Community Partners Comment Letter
April 8, 2020
LIHTC Working Group Letter to OCC and FDIC in Response to NPR on Community Reinvestment Act
April 8, 2020
NMTC Working Group Letter to OCC and FDIC in Response to NPR on Community Reinvestment Act
April 8, 2020
Local Initiatives Support Corporation Comment Letter
April 8, 2020
National Housing Conference Comment Letter
April 8, 2020
Opportunity Zones Working Group Letter to OCC and FDIC in Response to NPR on Community Reinvestment Act
April 8, 2020
National Association of Affordable Housing Lenders Comment Letter
April 7, 2020
Affordable Housing Tax Credit Coalition Comment Letter
April 6, 2020
Housing Advisory Group Executive Committee Submits Comments on Proposed CRA Reform
April 1, 2020
September 2018: Advance Notice of Proposed Rulemaking
The Office of the Comptroller of the Currency invited comments about ideas for building a new framework to transform or modernize the regulations that implement the CRA.
Affordable Housing Tax Credit Coalition
Local Initiatives Support Corporation
National Association of Affordable Housing Lenders
National Association of Home Builders
National Council of State Housing Agencies
National Association of State and Local Equity Funds
National Multifamily Housing Council and the National Apartment Association
Novogradac LIHTC Working Group
Stewards of Affordable Housing for the Future
Testimony and Speeches
Modernizing and Strengthening CRA Regulations: A Conversation with the Chicago Community Trust
December 1, 2020
Testimony of Comptroller Joseph M. Otting before the Committee on Financial Services, U.S. House of Representatives
January 29, 2020
Testimony of Comptroller Joseph M. Otting before the Committee on Financial Services, U.S. House of Representatives
June 13, 2018